I am so glad today I sent it back to the address on the envelope. Who knows if it is even the right address. So sad I watch this stuff every week on date line and prime time, and I still fell for it. It is easy to do when you are needing money. I hope I am done with this. I hope they don't try to say I have to pay shipping and handling fees or something. Has any one else cashed a check or returned it from Binio Trading co.