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09-10-2007, 10:41 PM
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Email Loan Scam! Mr. Gregory P. Cobbs
Hello Melinda Camp,
I am in regard to your previous e-mail i got the requested information. You have to understand that to get a loan from me i request a collateral an equity based property in other word a property that is equal to the loan amount and you are to send full documentations of ownership of collateral. If you don't have the requested collateral you are to pay for the non-collateral fees which is loan amount of $50,000 USDA you are to pay 300pounds for the non-collateral fees. The Non-collateral/security is obtained from banks here which is popularly known as bank securities. the fees has to be paid before the loan transfer and it can not be deducted from the loan amount or added to the loan amount. You are to indicate in your next e-mail which of the property you have to present, The collateral ? or the non-collateral? this will enable me to tell my lawyer to prepare the loan written agreement for the loan transaction. I awit your urgent response to this e-mail. Regards, Gregory Cobbs. Melinda Camp <ghostwritermsc07@yahoo.com> wrote: * Date: ..Sept. 8 2007...................................... * Applicant Name: .Melinda Beazer.................... * E-Mail: ....ghostwritermsc07@yahoo.com.................... ............ Your country...united states............................. Your address ..5008 E Buckeye apt.106............................ Your occupation .Nurse Aid......................... Your marital status ....married.................. Current Status at place of work...Beneficial In-home Care...... Phone number...509-230-5905........................... Monthly Income....1650.00........................... ----- Original Message ---- From: Gregory Cobbs <gregory_cobbs10@yahoo.com> To: Melinda Camp <ghostwritermsc07@yahoo.com> Sent: Saturday, September 8, 2007 12:12:18 AM Subject: loan terms and conditions Hello, How are you today, i am in receipt to your last e-mail where you stated that you are in need of a loan amount of $50,000 . I am presently located in London in this e-mail my terms and conditions is stated below. And also there is an attachment containing my international passport and my Curriculum Vitae. I will lend to you the sum of $50,000 that you requested as a loan for 7 years i think you will be OK with the loan period ? and with 5% interest. TERMS AND CONDITIONS FOR LOAN ACQUISITION Loan Balance: $50,000.00 Adjusted Loan Balance: $50,000.00 Loan Interest Rate: 5.00% Loan Fees: 0.00% Loan Term: 7 years Minimum Payment: $0.00 Monthly Loan Payment: $706.70 Number of Payments: 84 Cumulative Payments: $59,362.34 Total Interest Paid: $9,362.34 You have to decide which of the repayment monthly of yearly you prefer . Loan conditions Application Only Line of Credit ,loan Insurance and collateral , No documentation required : Lines of Credit business loans are in the $5,000 to $1,000,000 range, funding is structured generally with multiple lines of credit /loans to spread the risk, (larger loans amounts on a case-by-case basis, up to $1,000,000, may have to be secured) requires a 450 minimum FICO credit score. No documents needed Stated income Unsecured loans No application fees Yes fast turnaround, (approval in 48-72 hours, most applicants) Yes Low Rates, starting at Prime + 1 (adjusted to credit, and risk) TO QUALIFY for the "LOC" Program: The borrower should have a personal FICO Credit Score of 450 or higher, (some applicants a 490 score) with the applicant˘s credit report showing no excessive late payments, collections, charge offs, and the applicant meeting other criteria. The Business must be in the form of a corporation or an LLC, (no proprietor ships) and incorporated in some form, (Inc. or LLC) for two years or more. An Unsecured Business Line of Credit will help you manage business cash flow when receivables are late, with operating expenses, the purchase of inventory, cyclical businesses, and sales fluctuations. Lines of Credit enable business owners to access cash as needed. The full capital line provides working capital immediately, within approximately three to ten banking days for most borrowers. Capital infusion can help you manage cash flow. You may want to use your line of credit to pay bills early in order to receive supplier discounts, or any other appropriate use of funds. We look for appropriate personal credit, the cash flow of the business to support the debt, and the time of ownership of the business. (May consider applicants with discharged bankruptcy many years in the past, providing applicant meets appropriate lending criteria). Equipment Refinance Option "A" No business or personal tax returns or financial (in most cases) No interruption in use of your equipment, it stays put No conditions for use of the money, use it for any purpose You are paid cash for your equipment equity by refinancing it Your equipment is acquired with a bill of sale, then lease it back *You receive cash in approximately 24 to 72 hours after you send back the lease papers. And after an equipment inspection, Collateral process in this e-mail i will make you understand the collateral process. You are to decide which one of them can you present for the loan acquisition. .................................................. ........................ COLLATERAL PROCESS We usually require an equity based property as collateral for our loan acquisition. We do not accept any other property type or kind due to the fact that some of our customers have missed used this opportunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and we want to claim these properties we then find out that the properties they claim to be there own they are not the right full owners . NON COLLATERAL PROCESS . One thing about the this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan. We will issue out your loan to the transferring bank immediately the collateral is provided or the non collateral for the loan is acquired from the bank. So this is why we and i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as collateral. The Non-collateral/security popularly known as bank securities. The non collateral fee for the loan amount of $50,000 USDA will be 300 pounds and it cannot be added or removed from the principal loan amount. As soon as we are through with the process of the collateral the loan will be transfered to you from London to your country. .The loan must be insured: The insuring of the loan will be done by the lender who is giving out the loan. Therefore the lender will be responsible for the insurance fee. .Time of duration: The borrower must pay back at the rate of interest within the stipulated time (7 years ) after cashing the loan. .Transfer of the loan: I the lender will be responsible for how the transfer of the loan will be made,therefore the lender will also be responsible for the transfer charges. If you are in agreement to the terms and conditions of the loan send me an e-mail to enable my lawyer to prepare the loan agreement for the loan transaction. * Date: ........................................ * Applicant Name: ..................... * E-Mail: .................................... Your country................................ Your address .............................. Your occupation .......................... Your marital status ...................... Current Status at place of work......... Phone number.............................. Monthly Income............................... If you have any misunderstanding with the terms and conditions send me an e-mail to enable me to make you understand better . Best Regards, Gregory Cobb's +447 011 140 531 Melinda Camp <ghostwritermsc07@yahoo.com> wrote: To get out of debt I need fifty thousand dollars. Melinda Beazer 5008 E Buckeye apt. 106 Spokane, Wa 99217 Female Nurse Aid ----- Original Message ---- From: Gregory Cobbs <gregory_cobbs10@yahoo.com> To: Melinda Camp <ghostwritermsc07@yahoo.com> Sent: Thursday, September 6, 2007 7:43:56 PM Subject: Re: loan Hello, I got your e-mail where you stated that you are in request for a loan. I am a legit and Private lender i give out loans with 5% interest. I would need you to indicate how much you are interested in getting as a loan to enable me to prepare and send you the terms and conditions of the loan . Where are you located ?? I need your uderstanding. Get back to me ASAP Regards. Gregory Cobbs Melinda Camp <ghostwritermsc07@yahoo.com> wrote: Dear Mr. Cobb, I could really use a loan as I am poor and in debt up to my ears in debt. Melinda Beazer Park yourself in front of a world of choices in alternative vehicles. Visit the Yahoo! Auto Green Center. Be a better Heartthrob. Get better relationship answers from someone who knows. Yahoo! Answers - Check it out. Park yourself in front of a world of choices in alternative vehicles. Visit the Yahoo! Auto Green Center. Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. Looking for a deal? Find great prices on flights and hotels with Yahoo! FareChase. Be a better Globetrotter. Get better travel answers from someone who knows. Yahoo! Answers - Check it out. Take the Internet to Go: Yahoo!Go puts the Interne 
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06-06-2008, 01:47 PM
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Notice To Remove This Post: Identity Theft
Your post of someone impersonating my identity is starting to cause my business irreparable harm and I want the post removed immediately. Our company does not engage in any business loans and clearly the email address posted for us is not us nor me individually. Please remove the post immediately or post an additional message that the email is is no way associated with Strategic Thinking, LLC of Morristown, New Jersey USA nor Gregory Cobbs, President of Strategic Thinking, LLC.
If the disclaimer is not posted then we will pursue legal action against your site for defamation.
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