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Old 11-25-2008, 07:49 PM
jtd
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Angry Paypal merchant credit card fraud, collections for fictitious debt

WATCH OUT TO ALL WHO USE PAYPAL.

I have new evidence proving paypal is attempting to extort money from me, presented by the bank in approximately September 2008. Paypal still however is coming after me for a fictitious debt. I say fictitious because it is a debt I do not owe, proven in court, and rejected by the card carrier of the customer they assisted in frauding me, YET Paypal is consumed with making me pay. I have no debt with them, literally, they self created this debt.

November 2008 received yet another letter from Paypal confirming their attempt to collect from me, October 2008 received a letter from a collection company on their behalf. About September 2008 was informed that the customer’s card issuer denied their customers chargeback request from 11/06, and notified Paypal of this, yet Paypal refused to abide by the card issuers decision and instead decided to let the chargeback be processed, while in turn pursuing me (the sole proprietor/merchant/business) for the $6000 PLUS. This started about 11/19/06 when Paypal processed a chargeback to my merchant account. A customer paid our shop (sole propriety) in two installments, approximately 3 months before 11/19/06, so we had paid for product with the funds and paid bills. After approx 100 emails, and fighting with Paypal went nowhere, I sued the customer. Won, presented that to paypal who refused to go after the customer. This was over a course of 12+ months. While putting paypal on the backburner, I went after the bank involved, and it was revealed that paypal lied to the bank and told them I didn't want my money. All the while, I have written communications to the contrary. In addition, paypal attempted to withdraw the money from my bank account and took any money I did have in my paypal account, while also eventually freezing my paypal account. Due to the new evidence I had to stop pursuing the bank. Now, on or about October 16, 2008 I received a collection letter from NCO Financial Systems, Inc. the 2ND COLLECTION COMPANY REPRESENTING PAYPAL to send me a letter demanding money, or there are going to sue me and get a judgment. I DO NOT OWE MONEY. PAYPAL IS EXTORTING MONEY FROM ME BY SENDING ME TO COLLECTIONS FOR MONEY I HAVE PROVEN OVER AND OVER AGAIN I DO NOT OWE!! Paypal refused to cooperate with the bank, they refused to acknowledge the court judgments I have against the customer, and as a result of all this the customer filed bankruptcy to avoid having to pay a dime. I need paypal stopped and a government agency to see what they are doing to me and others. This is fraud, extortion, and they cost me thousands of dollars in interrupted business, stress and now again, more collections. It is absurd! Why is this legal? EFTA violations? ANYTHING? I am blown away. I have lost over $10,000 in one month alone, not to mention the rest I have lost and endured.

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Old 12-21-2008, 11:01 PM
DKDéáth DKDéáth is offline
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Default

Thanks for the warning

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Old 01-28-2009, 07:23 AM
Goretex Goretex is offline
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Unhappy

I can relate to you on this one.Although in my case the amount of cash was a lot less i had advertised a Genuine Gucci jacket from the 2008 collection which i had purchased but was too small for me so i listed the item as a 'Buy It Now' on ebay and within a couple of days i had mail from someone wanting to know the size of the jacket,i replied and they paid to my Paypal account.Simple transaction! About 1 month later i logged into ebay and had been left a negative feedback,it read "FAKE GUCCI" so i replied "I don't deal in fake Gucci,you were welcome to ask for a refund if not happy with your item" The buyer never responded to my refund offer so i thought that was the end of it...left angry being accused of selling a fake item.
Another month on i was checking my mail and i had a message from Paypal telling me a chargeback had been filed against my account and that i must pay the amount of Ł100+ gbp in order to return my account to good standing.The jacket buyer had claimed the cash back from his credit card and Paypal simply handed it over(from my account) telling me that it was mandatory! This seemed ludicrous to me being that it was over 2 months since the transaction had been completed! To cut the story short a chargeback dispute began via Paypal and i submitted all my information including receipts,dates and communications.Also notifying them that the buyer had only held an ebay account for 2 months and had given out 3 negative feedbacks in that time.Whereas i am a 5 year Paypal/ebay account holder with immaculate standing on both.Paypal assured me that their lawyers would do everything in their power to get my name cleared and rightly so too.The buyer never submitted one piece of information in the case and i noticed 3 weeks later that the buyer had been suspended ebay...instantly informing Paypal.Surely all this co-operation with them would result in my funds being returned to their 'highly valued' account holder! Not this time...it dragged on for another 2 months and was informed by email that i had lost the case as the buyers credit card lawyers ruled their client the 'winner' and that i had failed to provide sufficient evidence regarding the case!!! So much for Paypal's lawyers fighting my case!! They put the icing on the cake when i was sent a bill from them for Administration fees!! So i lost my Jacket,the payment for my jacket,and an administration fee.Buyers keep all!! Pursuing the matter further was a police matter and i was given a number to call...needless to say the police could care less and nothing was pursued.Highly fraustrating and by this time i had lost all faith in Paypal and online auctions.

PAYPAL=MONEY>>>>>>>>>>>CUSTOMER

BEWARE!!!!

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Old 04-12-2009, 03:42 AM
Listen Listen is offline
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Default PAYPAL scam email alert

I received several email notices from PayPal that I need to update my account by giving them a credit card number, of which I do not have an account with them.

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Old 04-12-2009, 03:58 AM
Listen Listen is offline
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Join Date: Apr 2009
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Default "Google Tool Kit" Internet Scam

The Robert Nelson from San Diego, CA pop-up advertisement with photo's of him, two kids and wife ~ states to be $100,000.00 rich just like him, you need to order/buy the "Google Tool Kit." Following the prompts, at the bottom of the 2nd page is the disclaimer from Google and states clearly that Google is not affiliated with the advertisement and does not endorse the advertisement.


Last edited by Listen; 04-12-2009 at 04:00 AM. Reason: to add: "Internet Scam"
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