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Old 10-04-2009, 03:29 AM
mohinihersom mohinihersom is offline
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Default PayPal PrePaid VisaCard: Bank Keeps Eating my Balance,Wont Disclose their Identity

Has anyone got a PayPal Prepaid Visa Card.

I found by accident, when I logged in online and looked at the transaction history that the additions were wrong. After each transaction the resultant balance was absurdly incorrect. After a few months transaction history of 50-100 transactions, the error was in favour of the bank by £77.

I realise that even though the errors in addition after every transaction seemed to lack logic, the only logic might be errors in favour of the bank.

Once upon a time I got many fraudulent debits, and asked the bank to change my long number. At that time they gave me a false number for lost and stolen cards which turned out to be a mortgage company. I also phoned the fraudulent debitters and requested a refund. Finally RBS got bank to me about my enquiry
about these debits and reimbursed the fraudulent debits. They were obviously too lazy to phone the fraudulent debitters than save the bank some money compensating people for losses incurred from online hackers.

Most of the monies were refunded by these companies. But the RBS lady asked me to cancel my card, because she had looked at my statement and the fraudulent debits had happened again even after changing the long number. I wondered why she was asking me to cancel my card if she wanted it cancelled and had a legal right to do so. She was wrong, as the offending companies had actually credited my account whereas she thought the credit was a debit.

It was at this point I found there was a series of addition errors. The RBS lady said RBS was only in charge of fraudulent debits done by others and if the errors were done by the bank itself, a different bank would be responsible. She was unable to tell me which bank and after must discussion and prompting asked me to "go back to Paypal Card-whoever that might be"

I phoned Paypal Prepaid Card Customer Service 01312780291 and she asked "What is addition?". I asked to speak to the manager. She said "we can discuss addition together now, no need for manager". I then asked for an address to write to, and she did not think they had one.She came up with a PO Box , Paypal POBox 5747 West Cliff-On-Sea, SS19AJ. in the end but when I wrote to them by recorded delivery, I never heard from them again.

I believe they "eat a little bit" out of everyones credit card, amounting to millions. I would like to meet up online with others who are interested in getting refunds and griping about bank cockups.
I hope someone will reply as the banks hold silence
Thanks Mohinihersom

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