D.C. Metro Area - Has anyone heard of Metro Dream Homes? - Page 11 - 419-Legal Fraud and Scam Forum

nofraudhere · #**101** (**permalink**) 11-11-2007, 05:24 PM

Quote:

Originally Posted by DA-MAN-IN-DA-KNOW

Cathy Jett mentioned several people that were "terminated" by BB&T the unfortunate part is that she was unable to substantiate this before she printed it. I am also a resident of the same neighborhood and I happen to know Kevin Elliott and have spoken to him several times about this. He is quite upset with Isaac Smith for lying to him and with Andrew Williams for missleading all the investors. Many of the people involved with this were in the wrong place at the wrong time and have not done anything illegal or secretive. I think this is a select group of people that committed fraud. As for Mr Elliott, he is a very honest man and if you take the time to know him you'd know he has no relationship with these people. He is involved in the community and should not be lumped in with these folks by default.

I am sure he is very upset with Mr. Isaac Smith, but please isn't Mr. Elliott and all his co-workers especially Mr. Dwight Taylor the most knowledgeable in their field. I happened to go to google and their is Dwight Taylor, he has a link to a speaking group. I had to laughed , please go view it. He tells everyone how he entered into the field as a Mortgage Officer. He uses on the header "TEN FEET TALL AND BULLET PROOF" I think someone with his experience and knowledge would know what he was doing and make sure his co-workers knew.

Looking4Peace · #**102** (**permalink**) 11-15-2007, 04:40 AM

Quote:

Originally Posted by ralphmalph

I will say that you talk like you are not on the up and up since you have posted literally thousands of words and I don't think you have ever said one thing.

If you think that re-foundingmother has not said anything, you simply don't see the full picture. Yes, Re-Fou may be a bit long on words...and tends to look at the REALLY, REALLY BIG picture (especially when it comes to national economics and the value of the dollar)...but the truth is in there. Remember, nothing happens in a vacuum. It is all related. As for any plan she is talking about, she understands we all need to have a plan b (whether we look for it together as a group or individually).

The truth is this stupid scam began in Fall 2005, when Andy was launching 3 separate companies...Billboards4ATMs, POSCafe & US Merchant Services (the reason for 3 separate companies..his quote "in case any one of them gets shut down, they can't touch the other ones"). The partners were Andy Williams, James Anderson, Robert Williams and Kevin Williams. Originally, they were working on a few real estate deals to come up with the financing for these companies. Andy was very excited about how easy it was. He then re-focused his efforts into pulling in more money from housing investments than actually trying to launch any of the businesses. The partners separated into multiple businesses, but still attended all the same meetings, have parties together and shared funds and bank accounts. Again, nothing happens in a vacuum. Its all related.

FACTS: The marketing material was just show (meaning they wanted something that looked like a big business even though it was just air). The return on investment figures presented never showed operating costs, never showed a realistic business case...they only showed gross revenue projection on a best case scenario (or were often made up completely). They never had any operating plan, business plan or marketing plan, or even any organization...nor did they make any attempt to pull it together (although they occasionally talked about it).

The truth is that, from the start, this company (and all of its related companies including PointNet, CaptiveTV, etc) was very aware of all the steps it needed to take to make these businesses legitimate. They talked a lot of talk, but actions speak louder than words. In the end, they refused to do the right thing. Since they were made aware that they were doing wrong and were given the right way to do it, they all knowingly chose to commit fraud.

The truth is that Andy wanted to head a large company. He wanted to drive nice cars and live in a big house again. He wanted to demand respect. But he never earned any of that. He's just a con man that has a way with words. (He also had a way of looking like a bumbling idiot...but I believe that was part of the con, too.)

I truly hope that all the agencies investigating the Williams scam follow the trail all the way back to the beginning and that justice is served. But I fear that they'll ultimately get away with it. They took at least one trip to the islands with their accountant. I would not put it past them to have moved funds to off-shore accounts.

I think the reality is really sad. Everyone that has been scammed (myself included) needs to look at other sources of income to rebuild what has been lost. Yes, legal action needs to happen. Yes, justice needs to be served. We should all do our part to make that happen. But that won't fix bad credit. It won't pay the bills (if and when a settlement comes).

So how do we recover? That's an individual decision. We each need to define our own plan b. But hopefully each of us has learned valuable, albeit, painful lessons...(1) to do our homework, (2) don't gamble more than we can afford and (3) don't put all our eggs in one basket.

...and don't give up hope...at least we will all be that much harder to scam.

re-foundingmother · #**103** (**permalink**) 11-15-2007, 07:54 AM

Thanks and it is all true. I, too, believe they will get away with it if people stop pressing for the laws that are already out there to be enforced.

I also feel that if the investigation does not include some of the first investors who've put 2, 3, or 4 "houses into the program," back in the beginning ... people who've been already planning their "short sale" which they are probably not really entitled to but are crying hardship now to further obfuscate the trail of paper and $$ and title etc., that the assets and cash will never be found or dispersed to those who truly lost money.

And, those first "employees" who are still there, who aided in perpetuating the lies, moving up in the ranks and collecting more than salary and company cars. Offices of some of the ancillary companies are still open and supposedly continuing business, even though they may not be soliciting investors through real estate.

They've contaminated several markets. They've un-educated and teased/taunted some reasonably educated people. And they've destroyed confidence and neighborhoods in an already shaky economy. And there is no way to isolate it and contain it to one fight-able issue at a time when we're talking about homes and businesses and investing and moving money faster than a Brinks truck on 95. And the Banks haven't had clear oversight either on mortgages and loan officers and the past 3-5 years of easy money for borrowers.

So, I hope we can stop this group. And it is obvious that they are not stopped yet, just with AHW taking a certain level of "fall" for everyone. And I hope we don't lose steam. 'Coz I really hate to see these crooks get away with 'stuff' just because we might get tired or drop a baton.

Thanks. Re-FM

re-foundingmother · #**104** (**permalink**) 11-15-2007, 01:45 PM

Just curious if anyone else is having problems with scam site again.

Looking4Peace · #**105** (**permalink**) 11-15-2007, 03:22 PM

Quote:

Originally Posted by re-foundingmother

Thanks and it is all true. I, too, believe they will get away with it if people stop pressing for the laws that are already out there to be enforced.

I also feel that if the investigation does not include some of the first investors who've put 2, 3, or 4 "houses into the program," back in the beginning ... people who've been already planning their "short sale" which they are probably not really entitled to but are crying hardship now to further obfuscate the trail of paper and $$ and title etc., that the assets and cash will never be found or dispersed to those who truly lost money.

And, those first "employees" who are still there, who aided in perpetuating the lies, moving up in the ranks and collecting more than salary and company cars. Offices of some of the ancillary companies are still open and supposedly continuing business, even though they may not be soliciting investors through real estate.

Thanks. Re-FM

Its true...the first investors in this program were very aware this was a Ponzi scheme. How? The first 8 were pulled in from a meeting in Nov 2005 from the Bankcard Group. They were the "victims" that invested early and made money with that group. Andy actually invited all his victims to be part of this new scam so they could help "make their money back"

It's also true...the original cast of characters needs to stay in the AG's charges (I noticed their names were blacked out on the receiver site). They are Andy Williams, Rob Williams, Kevin Williams and James Anderson. The original employees (Yvonne Watts and Pete Garritty) were aware of the scam, participated in the scam both as investors, recipients (of the homes & cars) and to lure in new investors or take money to start bogus companies. They need to be investigated. In Spring 2006, James was kicked out (and later brought back in an ancillary company), the brothers Kevin and Rob took the original investment money from the POS Cafe account and launched PointNet. PointNet is just the new name for POSCafe and Billboards4ATMs. They kept the property (the Touch-N-Buy machines). They shared the POSCafe bank account for several months. In fact, the PointNet accountant (Carol) spent at least 3 months at the Dream Home office, going through their records to hide Rob & Kevin's involvement. She really needs to be investigated. Kevin, an officer of these companies, thought he was not liable for anything if he just said so and refused to personally sign anything (although they were signed by other officers and he was well aware of those signatures).

They all knew from the beginning this was temporary. Rather than stopping the fraud, they all worked to hide their part in it. They took the money.
They went to the meetings. They were introduced as partners, investors and board members. They are family. They talk. They all know what is going on.

Yes...obviously I know a bit. I was not a house investor, employee, partner or board member. Just a vendor...they will know who I am from my words. They are tricky...they are likable people. You want to believe them. You want to help them overcome their shortcomings. A warm, caring, trusting person is what they look for...that is the person they can take advantage of. That is a person they think they can use then destroy.

Sage Griot · #**106** (**permalink**) 11-15-2007, 11:22 PM

If this group had simply hired a two-bit, sleazy, boiler room agent with a securities license, they could probably still be operating.....so why didn't they do that? Just wondering. There's no real charges pertaining to the fraud, mortgages, appraisals, accounting issues,etc, etc, etc....only charges of selling unregistered securities.

I just don't see enough action on the part of the AG, reciever, or victimized investors to convince me that significant assets will be recovered and returned, so I am left to conclude the gov't's intent was simply to stop the bleeding.....and they've done that (more or less). These laws we have provide far more protection to the future of legitimate businesses than cheated investors from the past.

The suggestion that the list of investors is being suppressed is gaining credibility in my mind.

I can only hope that behind the scenes the victims are somewhat more organized and active to solicit proper counsel and press the gov't to really go after the assets.

Sage Griot · #**107** (**permalink**) 11-15-2007, 11:28 PM

Quote:

Originally Posted by re-foundingmother

Just curious if anyone else is having problems with scam site again.

I've had trouble also, but it was working a bit ago.....not much there, though

re-foundingmother · #**108** (**permalink**) 11-16-2007, 03:54 AM

Please check out the new document on POS.

Listing more people and looking for more stuff.

Thank you.

ralphmalph · #**109** (**permalink**) 11-25-2007, 03:14 PM

Quote:

Originally Posted by Looking4Peace

If you think that re-foundingmother has not said anything, you simply don't see the full picture. Yes, Re-Fou may be a bit long on words...and tends to look at the REALLY, REALLY BIG picture (especially when it comes to national economics and the value of the dollar)...but the truth is in there. Remember, nothing happens in a vacuum. It is all related. As for any plan she is talking about, she understands we all need to have a plan b (whether we look for it together as a group or individually).

Hmmm... No, nothing happens in a vacuum. But what does that have to do with what refounding said, or more accurately, didn't say?

To say refounding is long on words is a like saying Andy Williams is a bit crooked! But the real problem is that refounding says *nothing* worth reading. I think this post from you is along the same line.

To say that the victims need a plan B is pretty much a, DUH! What do you recommend as a plan B?

Quote:

The truth is this stupid scam began in Fall 2005, when Andy was launching 3 separate companies...Billboards4ATMs, POSCafe & US Merchant Services (the reason for 3 separate companies..his quote "in case any one of them gets shut down, they can't touch the other ones"). The partners were Andy Williams, James Anderson, Robert Williams and Kevin Williams. Originally, they were working on a few real estate deals to come up with the financing for these companies. Andy was very excited about how easy it was. He then re-focused his efforts into pulling in more money from housing investments than actually trying to launch any of the businesses. The partners separated into multiple businesses, but still attended all the same meetings, have parties together and shared funds and bank accounts. Again, nothing happens in a vacuum. Its all related.

More DUH!

Quote:

FACTS: The marketing material was just show (meaning they wanted something that looked like a big business even though it was just air). The return on investment figures presented never showed operating costs, never showed a realistic business case...they only showed gross revenue projection on a best case scenario (or were often made up completely). They never had any operating plan, business plan or marketing plan, or even any organization...nor did they make any attempt to pull it together (although they occasionally talked about it).

Hasn't all of this been posted before? It is obvious that they never had a legitimate plan. I'm not even sure they really had a plan for the scam. I expect it just started small and grew as they found more and more gullible people.

Quote:

The truth is that, from the start, this company (and all of its related companies including PointNet, CaptiveTV, etc) was very aware of all the steps it needed to take to make these businesses legitimate. They talked a lot of talk, but actions speak louder than words. In the end, they refused to do the right thing. Since they were made aware that they were doing wrong and were given the right way to do it, they all knowingly chose to commit fraud.

There is an actual incorrect fact. No one was aware of "the steps needed to make these businesses legitimate." Because there were no steps that could have been taken to make the businesses work the way they were intended. They were all bad ideas that were doomed from the start.

Quote:

The truth is that Andy wanted to head a large company. He wanted to drive nice cars and live in a big house again. He wanted to demand respect. But he never earned any of that. He's just a con man that has a way with words. (He also had a way of looking like a bumbling idiot...but I believe that was part of the con, too.)

This may all be true and it is entertaining, but like most of what refounding posts, not very important to the discussion.

Quote:

I truly hope that all the agencies investigating the Williams scam follow the trail all the way back to the beginning and that justice is served. But I fear that they'll ultimately get away with it. They took at least one trip to the islands with their accountant. I would not put it past them to have moved funds to off-shore accounts.

And these funds are still traceable. Every movement of money in this country is traceable. When they receive money and give it to their wives or someone else to buy a house, that can be traced to the settlement. When cars are bought, that can be traced to the dealership. When any funds are spent, unless they are in cash, they can be traced. Any cash purchase of $10,000 or more has to be reported to the feds, so even significant cash purchases can be traced.

Quote:

I think the reality is really sad. Everyone that has been scammed (myself included) needs to look at other sources of income to rebuild what has been lost. Yes, legal action needs to happen. Yes, justice needs to be served. We should all do our part to make that happen. But that won't fix bad credit. It won't pay the bills (if and when a settlement comes).

Yes, "other sources of income" are needed... another DUH! One of my concerns with refounding is that she sounds a lot like Williams and may have yet another scam ready to spring. Let's face it, most of the people helping Williams were either in on his scam or were trying to scam the scammers to get their own cut of the action. I don't know refounding, but I don't believe in any "investment plan" until I see all the details. Since refounding is so reluctant to even give a hint about her plan, I have to assume she is not on the up and up.

Quote:

So how do we recover? That's an individual decision. We each need to define our own plan b. But hopefully each of us has learned valuable, albeit, painful lessons...(1) to do our homework, (2) don't gamble more than we can afford and (3) don't put all our eggs in one basket.

...and don't give up hope...at least we will all be that much harder to scam.

More DUH.

I am not trying to say that your post was without merit. You started off saying that refounding's post had something worthwhile to say. My point is that her posts are mostly meaningless fluff and likewise, your post has little worthwhile content. It is feel-good stuff and some may get something from that. But there is nothing here that actually tells me anything.

re-foundingmother · #**110** (**permalink**) 11-26-2007, 09:26 AM

In posts on scam.com,:

I posted company names and people when the thread started to make list;

I posted some ideas for getting RE investment back on track if investors were so inclined (i.e. corp housing, 1031 exchange, etc.);

I posted details of what the "program" was when first presented to me in Mar 2006;

and, I've posted real information and the truth about how affecting my life without compromising the integrity of any investigations; I have no program to sell, I don't want anyone's money and I just really want justice to be served to the thieves during my lifetime.

I've read every one of RalphMalph posts and have seen NO information -- only opinion and judgment and harsh words at times and gossip. Not one piece of info to USE to STOP these criminals that we are all trying to see stopped.

I will not entertain anyone with response to the visible lack of empathy and character and his desire to waste time NOT discussing anything of value. Repeatedly slamming me for "not saying anything" is a waste of his time, since I am going to keep saying more and more as this investigation and prosecution proceeds, regardless of his posts.

Don't bother to comment on people personally, it just ruins the work people are actually doing by posting. Sometimes this is the best we can do... educating others and sharing personal experience and finding the connections so that getting thru the maze of this scam is faster and more beneficial to those actually in it in some form or another. Remember, the mortgages may have brought us to this particular forum, but it is not about the mortgages ultimately.

Thank you.

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