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11-29-2007, 09:07 PM
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Please Help!!
Hey everyone!
I need some help and need it fast. Im not a victim of credit card fraud, but my boyfriend is. Earlier this year my boyfriend and I found out, his mom had happend several credit cards in his name that he didnt know about until I found them. We were staying with her at the time while we worked on our house that we bought. When my boyfriend confronted her about them, of course she blamed us and put a guilt trip on him. She said she couldnt afford buying groceries, etc on her own. But the thing was, I never ate there. I was always at work and my boyfriend gave her money numerous times and we would leave her money and she would just give it back to us. Well my boyfriend took the only card he thought she had and we thought it was done with after she would pay it off. So several months later we discovered she opened up three more credit cards in his name. And she now has around $10,000 charged in his name. He has talked to her tons of times and said it wasnt taken care of but yet he never got the cards this time and still hasnt called to cancel them. I know he feels bad because its his mom and his dad hasnt been around but obviously his mom doesnt care enough about him to stop this. He says he isnt putting off cancelling them, but he said he cant find the statements he recently gave her to call and cancel them. she lies to him and says she doesnt still charge, but we keep seeing more and more of her charging things she doesnt need. She was in a car accident 15 years ago and hurt her back and gets disability checks. Her doctor said she is fine to go back to work, but she wont because she says she cant work since she is a heavier woman. So she is just using this as an easy way out. I dont know what to do. because this is affecting my future with my boyfriend. We have a house together that we are planning on selling after its all finished, but his credit is so bad now thanks to her. i have good credit but need his credit also to get a different house. Im not gonna sit around and let her ruin our future. So what should i do since the cards arent in my name? How do I report her? I need some help to get this stopped. i have seen this happen to too many of my friends and family, i cant let it happen to my boyfriend. Last edited by sherryfrey : 11-29-2007 at 09:10 PM. 
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11-29-2007, 09:19 PM
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Dear sherryfrey
Welcome to this forum. From what you describe is a very delicate matter between your boyfriend and his mother. Is obvious a fraud action from her to get credit cards in his name. But also are responsible banks that issued cards to a woman in a man's name. He has to contact with issuers to inform them that never send aplications or if they have such aplications to issue credit cards are fake. Then the problem will pass to them to find the truth. In such case his mom will be soon to jail for fraud actions repeatedly. I hope that gave you some ideas to your problem or else you have no other choise but to walk alone
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11-29-2007, 10:15 PM
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The thing is, my boyfriend seems like he doesnt want to take care of this. Its like he is letting her get away with it, because she made him feel bad. And he is one to put things off. So I would have to do this on my own. And I know there are a lot of restrictions for my access to things. I can prove she has been forging his signature. And she used to use his checks to buy things and forge his signature until I put a stop to that. I dont know how she has been getting away with this for a year. Im not too happy with the credit card companies either. And my boyfriend's mom has had some balls to actually use the cards at stores. I dont want to walk away from my boyfriend. I love him very much and we have been through so much together. I would be happy knowing she has been turned in and cant do this again.
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11-30-2007, 12:21 PM
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Dear Shelley
He has to do it himself and you have to demand not to ruin your life and your credit also. Sorry I can help you more unless you contact credit card issuers presenting the case that may destroy also your credibility because you are also partner with him and you have legal rights to protect at least yourself.
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11-30-2007, 08:58 PM
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Potential for damage
@sherryfrey, Welcome and thank you for your post!
I sense that there is a lot more to this than the short posts allow! and would probably be better handled by a professional counselor, who would be able to get the full story and then be in a better position to advise! As stated, if the mother is doing this then it is illegal and could have serious consequences! Quite a few things about this causes me some concern! Why is the mother doing this? It goes against the normal love a mother has for her offspring! so there must be a reason, is it a cry for help? Is the mother using the cards to obtain money or just goods? if the answer is money then why? has she a gambling problem, or paying somebody? The reason must be established first for consideration as to what action is to be taken! What Mercenary has said is true Quote:
In a fairy tale world the following scenario could take place, Future daughter in law saves the day and gets mother arrested for forgery and son and everyone is happy, daughter in law and son ride off into the sunset and live happily ever after! What is wrong with this scenario? A more likely one is that the daughter in law is blamed by one and all for dobbing in poor mum!! Another area of concern, is that the providers of the credit card keep issuing credit cards to someone who has a bad credit rating? Again something is wrong here! The boyfriend may be the only one who can fix this, as it is his cards that are being used! He may have a natural reluctance to confront his mother but it must eventually be done to avoid her getting into more trouble! maybe if he can be made to see this he will act? There are many issues to address here and it may need the help of a counselor who can see the whole picture! If you take action on your own, you risk being cast as the scapegoat and it would not be good to have a mother in law and husband blaming you for all their troubles for the rest of your life!! The mother is not a rival, (you understand what I am saying here) but may need help! The boyfriend is the answer! He must help in this matter! good luck !
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http://www.antifraudintl.org/ Last edited by scammerslammer : 12-01-2007 at 12:09 AM.
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03-04-2008, 01:37 PM
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Last update of scam database gives the following resault for scammerslammer
Quote: Find IP Addresses for user scammerslammer Post IP Addresses 122.104.145.39 [Find More Users with this IP Address] And the resaults are Quote: 419 Database 122.104.145.39 Scammer Found ! (ID: 8416) IP Block 121.160.0.0 - 123.255.255.255 Country AUSTRALIA
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Better safe than sorry 
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