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![]() The company is RMR Group out of Corona, CA. We are late on our property taxes and have had to file bankruptcy. The following was copied from their website (rmrhope.com) LOAN MODIFICATION (Available on a very limited number of VA loans with lender and/or investor approval) (Called Recast for FHA) If you have incurred a long term financial hardship, our office can assist you in supplying the appropriate information to lender to take the appropriate measures to modify the term(s) of your mortgage. This could lower the interest rate and/or extend the term of the loan resulting in lower payments. There are costs and fees associated with a modification that you will be responsible for. All property taxes must be current or you must be participating in an approved payment plan with your taxing authority to be eligible for a modification. Any additional liens or mortgagees must agree to be subordinate to the first mortgage. All requests are subject to your lender�s approval. Please, tell me I have some rights. Our mortgage is UTD except for ~$800.00. When the bank called and said RMR Group wanted access to our account they informed me that they would NOT modify our mortgage. RMR Group promised to send us a refund minus $500 for contacting our bank that one time. Last edited by Kristie; 02-13-2009 at 05:25 AM. |
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I do not know of the company... but my law firm is in Corona, California... here's a post I have been placing on websites where people have been going for help with loan mod scammers... you might consider a local attorney in your state for advice on getting your money back, and saving your home.
______________ Words from a Very Outspoken and Opinionated California Litigation Attorney (like there’s any other kind) Here in California, our Department of Real Estate website (dub dub dub dot dre dot gov) lists the companies that have DRE "permission" to modify loans... add to this list any licensed California attorney, and that is where you should begin your due diligence search when you seek help in California. Other states probably have similar laws, so check with your own state DRE and state bar. My law firm has been getting more and more calls recently from homeowners that were victims of predatory lenders who put them into an unaffordable loan and now fell into the hands of those same people who sold the toxic loans but profess to be saviors... DON’T BE A VICTIM TWICE! What’s that they say, “Fool me once, shame on you, but fool me twice, and I’ll sue your butt!” Do your homework and THOROUGHLY investigate any firm before hiring them to save your biggest asset and the place you call “home.” Scammers are popping up like dandelions on a freshly mowed lawn in April. They advertise on the Internet, freeway billboards, radio, television, and print media everywhere, not to mention spamming your email box with those third-world widows needing someone to receive three million dollars for them. Make no mistake, in many cases, these “loan modification experts” are the exact same loan officers and mortgage brokers who fleeced homeowners the first time around. After losing their jobs with the crash of the mortgage industry, they have found a new way to make ill-gotten profits from hard-working homeowners through loan modifications. In California, with very few exceptions (and attorneys are one exception… no coincidence there… attorneys make the laws), it is against the law for anyone to take money up front for helping a homeowner who is in default. Don’t trust a company that begins its relationship with you by breaking the law. HERE’S THE BOTTOM LINE! Hire an attorney - and not just any attorney either - one with experience in mortgage law, not just one with real estate law experience but one with experience in both FEDERAL and STATE litigation against mortgage companies, one who doesn’t also do family law, criminal law, admiralty law, and immigration law as well, one who limits the practice to mortgage law (or at least a great majority of it), one who has the experienced staff, training, and know how to take on the big lenders and their top notch lawyers (lenders have attorneys - and darn good ones - check out their counsel on the web - big names top schools, shouldn’t you have a lawyer too?). We are not talking about a refund on your broken television here, we are talking about hundreds of thousands of dollars and your HOME - if you don’t think this is the time to hire a highly educated and experienced professional instead of a weekend schooled, almost out of work, broker slash loan officer slash “expensive water in a wine bottle with alleged magical curative powers” salesperson, I don’t know what would make you take things seriously. Of course, this is one obnoxious lawyer's totally biased opinion, but one based on many many distressing calls to my office every day. And, yes, my firm loves taking cases against loan modification companies who have violated laws. This field is quickly becoming one of the fastest growing sections for our mortgage law firm. - Paul J. Molinaro, Esq. |
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I have fall to the same trap... this is unbelievible... I think they should sent to jail. maybe they have the intention to fraud when they just form the company and the bankruptcy was well plan ahead. the have destroy my live financialy. I do not earn a lot any way as I work as a locksmith and earning minimum salary, now I am in huge debt because of that scammers!
Last edited by scammerslammer; 12-19-2009 at 10:32 PM. |
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You should hire a local attorney and sue the company as soon as possible , that is about your house , dont be late . And nor think about the money too .
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