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Money Mules: Fraud from overseas are baiting locals for help



Photo by: Drawings Of Light - Paul

Officials from San Diego County Sherriff’s department busted an online auction fraud early this month. They arrested Kevin Harper of Vista California for allegedly helping a Nigerian fraudster carry out a scam on American soil. He made an acquaintance with the fraudster, a member of the opposite sex, online.

He is suspected to have played a key role in the scam. Apparently, it was his part to make fake checks and to have them delivered to victims of the scam. He was also supposed to receive payments made by them via Western Union money transfer and to wire these to Nigeria after setting aside a fat commission.

Harper is alleged to have been doing this since the last six months. He is said to have siphoned off $600,000 to his Nigerian partner during this period. And also to have helped himself to $50,000 along the way. Unfortunately for him, he ended up being a money mule to the scam.

Role of Money Mules

Fraudsters use money mules for laundering money in scams involving stolen credit cards. This is an easy way for them to bypass anti-fraud mechanisms setup by the banks. The main advantage of such an arrangement to fraudsters is obvious: they go scot-free while the mules get arrested and convicted for the scams!

But fraudsters are looking for some essential qualifications. The candidate must be residing in the country where the scam is to be run. He is also expected to have a running bank account there.

Email ads are the first point of contact for potential recruits. The ads are mass-mailed to all the addresses that fraudsters can get hold of. They are targeted especially on people who register themselves at online job sites.

The candidates are asked to be a broker or to help with processing of payments or to do something as simple as managing the mail for a business. The positions are tantalizingly titled: designations include money transfer agent, country representative, shipping manager, correspondence manager, client manager, and financial managers. They are promised with generous payments for their efforts.

It is the young or the naïve who usually fall prey to their offers. They are misled into believing that they are part of a legal enterprise. Sometimes, people knowingly take up such offers assuming their roles in the scam to be insignificant.

Source: signonsandiego.com

Related posts:

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  2. Nigerian email scam in Australia offers an interesting ruse!
  3. Perry Belcher: Mr. Cure All arrested and charged with con
  4. Vintage car scam uncovered in online auction sites
  5. The Reshipping Scam

6 Responses to “Money Mules: Fraud from overseas are baiting locals for help”

  1. 1
    R. Karen:

    Hi - just wanted to say good design and blog -

  2. 2
    Lee:

    Now you can add “”Anatoliy Krutikov” ” from Russia.

    I almost got caught in one of these via email/IM chat, but something told me it felt too wrong and I never followed through with it. I then passed it on to local athorities and my bank, but they said they could do nothing about it because I did not follow through and they were overseas. That was almost 2 years ago.

    Today I received the following:

    -
    Dear Partner

    I am Mr. Anatoliy Krutikov a personal treasurer to Mikhail Khodorkovsky,the
    Richest man in Russia and owner of the following companies: Chairman CEO:
    YUKOS OIL (Russian Largest Oil Company) Chairman CEO: Menatep SBP Bank (A
    well reputable financial institution with its Branches all over the world)

    SOURCE OF FUNDS:

    I have a profiling amount in an excess of US$100.5Millions Dollars, which I
    seek your Partnership in accommodating for me.You will be rewarded with 4%
    of the total sum for your partnership. Can you be my partner on this?
    INTRODUCTION OF MY SELF As a personal consultant to him, authority was
    handed over to me in transfer of money of an American oil merchant for his
    last oil deal with my boss Mikhail Khodorkovsky.

    Already the funds have left the shore of Russia to a European private Bank
    where the final crediting is expected to be carried out. While I was on the
    process, My Boss got arrested for his Involvement in politics by financing
    the leading and opposing political parties (the Union of Right Forces, Led
    by Boris Nemtsov,and Yabloko,a liberal/social democratic party Led by
    Gregor Yavlinsky)which poses a treat to President Vladimir Put in Second
    Tenure as Russian president. You can catch more of the story on this
    website:

    http://newsfromrussia.com/main/2005/03/29/58914.html
    http://www.interfax.ru/default.asp
    http://www.nationmaster.com/encyclopedia/Mikhail-Khodorkovsky

    YOUR ROLE: All I need from you is to stand as the beneficiary of the Above
    quoted Sum and I will re-profile the funds with your name, which will
    enable The European bank transfer the sum to you. I have decided to use
    this Sum to relocate to American continent and never to be connected to any
    Of Mikhail Khodorkovsky conglomerates. As Soon as I confirm your readiness
    to conclude the Transaction with me, I will provide you with the details.

    Thank you very much.

    Regards

    Anatoliy Krutikov (Mr.)
    Email:[email protected]

  3. 3
    jet:

    and he’s at it again, i received this via e-mail earlier this week….BEWARE

    Dear Partner,

    Good day,

    firstly,I apologize for sending you this sensitive information via e-mail instead of a Certified mail/Post-mail. This is due to the urgency and importance of the information. This project is based on Trust, confidentiality and sincerity of purpose in order to Have an acceptable meeting of the minds. I am a fifty two (52) years old established lawyer. My name is Mr.Anatoliy Krutikov, a legal personal attorney to an expatriate and a consultant with an France oil company, NOCOZOIL (Now deceased) He died in the Tsunami disaster on 26th December 2004 while on vacation in Thailand.

    Six years ago, My Client successfully executed a contract for the British government worth US$16.5 million dollars. A part payment of USD8.million dollars was paid to my client, while the balance of USD8.5 million Dollars was still unpaid before my client died in the Indian Ocean Tsunami disaster. However, all my efforts to locate the possible next of kin proved abortive. Unstill his sudden demise, He was not married and was 44years old.

    NOW THE CRUX OF THIS E-LETTER is that the government of Britian is fully paying all foreign contractors who have successfully executed their contracts and my client is among those Benefited in this first quarter payment schedule, which has already been deposited in his bank. As his personal attorney/Adviser, his bank has officially notified and instructed me to forward particulars of my client’s next of kin within the next 14 official working days so that he/she can be paid the outstanding USD8.5 Million dollars otherwise his payment will be diverted to the government coffers account as unclaimed bill.

    Since I have been unsuccessful in locating any of his relatives, I decided to contact you for a deal so that we can work together as a team to remit the money to your account as my client next of kin since I do not want to seat and watch my client hard earned entittlement to go astray,it will be easy for us to achieve because you are of the same name and country like him. Although I know that a transaction of this magnitude might make anyone apprehensive but I would like to assure you that I am proposing this project to you with the best of intensions. As a lawyer, I have the power to secure all the necessary legal documents that will be used for this claim.

    All I require from you is your honest co-operation to enable us see this deal through. I guarantee that this transaction will be executed under a Legitimate banking arrangement that will protect you from any breach of law. Upon successful conclusion of this project, you will be compensated with 40% of the total fund, while 60% will be for me.

    If you are interested to work with me in this deal then kindly reply strictly with your personal Telephone /fax number for effective communication and oral clarification on how to proceed next.

    Sincerely yours,
    Mr.Anatoliy Krutikov
    {Legal Adviser}

  4. 4
    linda:

    i was arrested and have felony charges from online where i applied as work was offered a job as book keeper accepting payments and sending western union for 10 percent/ well they were conterfiet and i got arrested for it, so i lost my job. now im a felon and still have feloneys pending and im 50 years old.stay away from them scams also the use f,b,i, robert muller to say it 100 percent true.

  5. 5
    linda:

    and they threatenn you with federal arrest. i turnes checks and money orders over to local authorities so now they threaten they know where i live and will get me

  6. 6
    GG:

    DAMN , I JUSS GOT ONE OF THOSE LETTERS IN MY E MAIL , AND IT SOUNDED TOO GOOD TO BE TRUE , SO I LOOKED IT UP , AND HERE I AM JAJAJA , IT WOULDVE BEEN NICE TO HAVE THAT MONEY THEY OFFERIN , SHYT I WAS ABOUT TO DO IT, I HOPE PEOPLE DONT FALL FOR THIS

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